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Our Products

Demica is the leading global provider for Receivables Financing and Approved Payables Financing programmes. Uniquely in the market, our platform is highly flexible and supports a wide range of products using the International Chamber of Commerce’s trade finance definitions.

Trade Receivables Financing

Seller-led programmes

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Trade Receivables Securitisation

An efficient and low-cost way of financing a diversified trade receivables portfolio. Provides corporates with committed funding for up to 5 years

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Receivables Finance

Allows a corporate to sell invoices to their chosen funders who finance selected debtors from the seller’s portfolio

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Asset-based Lending (ABL)

Loan finance based on a seller’s underlying pool of eligible receivables at a pre-agreed funding amount and advance rate

Approved Payables Financing

Buyer-led programmes

Payables Finance

Also known as Supply Chain Finance or reverse factoring, where sellers (suppliers) sell approved invoices to a funder at a discount

Dynamic Discounting

Suppliers settle their invoices with the buyer at a dynamically-calculated discount, increasing the buyer's profit

Flexible Settlement

Buyer either extends payment terms beyond original maturity or settles invoices before maturity at a discount

See how we have helped our clients achieve their business objectives