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Our Team

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Matt Wreford

Chief Executive Officer

Matt joined Demica as CEO in November 2014 and has led the expansion of the firm from 12 to 180 peop

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  • Did you know? Matt lived in San Francisco before returning back to the UK to run Demica.

Matt Wreford

Chief Executive Officer

Matt joined Demica as CEO in November 2014 and has led the expansion of the firm from 12 to 180 people. Prior joining Demica, Matt was the Group CEO of IPGL, the private holding company of Michael Spencer, founder & CEO of ICAP Plc as well as CEO of Exotix Partners LLP, the investment banking boutique specialising in illiquid bonds and loans, equities, and structured finance. He has served as a non-executive director of numerous other fintech and financial services companies including City Index, Origin Asset Management, and Ri3K.

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MANAGEMENT TEAM

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Maurice Benisty

Chief Commercial Officer

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Kishore Patel

Chief Technology Officer

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Diego A. Palacios

Chief Operating Officer

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Andrew Ryan

Chief Financial Officer

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Francois Terrade

Managing Director, Global Head of Structuring

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Dipali Sahni

General Counsel

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Martine Skinner

Head of Human Resources

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Adam Barrett

Head of Distribution

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  • Did you know? Maurice has a Spanish wife, a Moroccan father, an English mother and a Polish grandmother. People often ask him where he is from!

Maurice Benisty

Chief Commercial Officer

Maurice joined Demica in October 2017 from Wells Fargo where he was CEO, Commercial Distribution Finance, responsible for a $3.0bn of receivables assets and over 400 people. Maurice joined Wells from GE Capital where he held a number of senior positions including Chief Commercial Officer of GE Capital International. Prior to GE, Maurice worked as a senior investment banker at Lehman Brothers, Bankers Trust and Paribas.

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  • Did you know? Not only does Kishore love to build things at work, he also does a lot of DIY at home.

Kishore Patel

Chief Technology Officer

Kishore Patel joined Demica in 2001. An experienced system architect and application developer, Kishore is responsible for the design, development, security and maintenance of all components of the platform.

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  • Did you know? Diego recently completed the Clipper Race around Australia.

Diego A. Palacios

Chief Operating Officer

Diego A. Palacios joined Demica in 2016. He has held a number of roles within Demica, including Director in Corporate Development as well as Head of Business Development. Prior to joining Demica, he worked at ING Bank within their investment banking franchise as a member of the Financial Institutions Advisory and Corporate Finance teams.

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  • Did you know?

Andrew Ryan

Chief Financial Officer

Andrew joined Demica in September 2018 from Lloyds Banking Group where he was a member of the Strategic Leadership Group and Managing Director leading businesses across Financial Institutions, Capital Markets and Financial Markets for eight years. Prior to Lloyds, Andrew held senior roles at a number of banking and investing firms including Morgan Stanley and AIG. He is a qualified chartered accountant.

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Francois Terrade

Managing Director, Global Head of Structuring

Francois Terrade joined Demica in November 2015. With more than 20 years of experience with Société Générale CIB and GE Capital in cross-border receivables financing, Francois helps corporates and private equity funds across Europe secure working capital solutions in France and in Europe by way of securitisation, factoring or asset-based financing in order to meet their strategic objectives.

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  • Did you know? Dipali is a trustee for a globally renowned contemporary dance company.

Dipali Sahni

General Counsel

Dipali Sahni joined Demica in July 2017. She is a dual-qualified structured finance lawyer with over 15 years’ post-qualification experience both in London and New York. Previously, Dipali was General Counsel and CCO at a buy-side firm, worked in-house on Morgan Stanley’s securitised products desk and trained and qualified at the law firm Sidley Austin.

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  • Did you know? Before Martine settled on a career, she was a nanny to a singer who had 2 little boys and she travelled America with her.

Martine Skinner

Head of Human Resources

Martine Skinner joined Demica in December 2016. She is a senior Human Resources consultant with over 15 years’ experience managing HR teams in financially regulated companies including City Index.

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  • Did you know? Adam was an actor in his teenage years performing in a number of theatrical productions including the Edinburgh Festival.

Adam Barrett

Head of Distribution

Adam joined Demica in March 2020. Before joining Demica, Adam had experience within multiple banks in sales and sales management roles, with a focus on fixed income and has included roles at S.G. Warburg, UBS, Goldman Sachs , Barclays and Lloyds. He was a Managing Director at the last four institutions and at Lloyds had overall responsibility for the institutional sales force in Financial Markets across money markets, repo, foreign exchange, interest rates and credit products.

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COMMERCIAL TEAM

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Mansour Davarian

Platform Sales

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Avarina Miller

Platform Sales

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Angel G. Blanco

Southern Europe & LATAM

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Andrew Holmes

Americas

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  • Did you know? Mansour is Chief Examiner for the Certificate in Supply Chain Finance (CSCF) and the London Institute of Banking and Finance.

Mansour Davarian

Platform Sales

Mansour Davarian joined Demica in May 2016 having previously worked at HSBC and Hitachi Capital. Mansour brings over 10 years of origination and structuring experience in credit, lending and structured finance, executing and managing transactions for global large corporates across a number of jurisdictions.

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  • Did you know? Avarina grew up in Canada but has spent her working life in the UK.

Avarina Miller

Platform Sales

Avarina Miller re-joined Demica in October 2017 from PrimeRevenue. Avarina brings more than twenty years of experience in working capital solutions and banking services having previously worked for J. P. Morgan and Bankers Trust.

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  • Did you know? Angel loves the sea and is a bird-watching enthusiast.

Angel G. Blanco

Southern Europe & LATAM

Angel G. Blanco joined Demica in April 2016. He previously worked at Banco Santander as Head of Receivables Products, Angel has over 10 years’ experience in Corporate Banking performing different roles in Structured Trade Finance and Working Capital Solutions. He was globally responsible for origination, structuring and execution of transactions, helping corporates to optimise their working capital and meeting their strategic financing needs.

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  • Did you know? Andrew spent five years working in international development in Central Asia.

Andrew Holmes

Americas

Andrew Holmes joined Demica from Barclays, where he led the Trade and Working Capital team in the Americas. He was with Barclays for nine years, with most of that time spent in the Trade Finance business.

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  • Did you know? Peter is a trained Opera Singer.

Peter Bousquet

UK

Peter Bousquet joined Demica in March 2018 having worked at J.P. Morgan, Lloyds Bank and GE Capital. Peter has 10+ years of experience in originating and executing structured finance transactions and developing partnerships with corporate and financial clients.

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  • Did you know? Johannes started his career selling local wine on farmers' markets.

Johannes Wehrmann

DACH

Johannes Wehrmann joined Demica in July 2018 having previously worked at GE Capital and Targo Commercial Finance. Johannes brings over a decade of origination experience in structured finance transactions across Germany and Western Europe. He was Head of Structured Finance at GE Capital Germany and responsible for sponsor coverage and international factoring efforts.

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  • Did you know? Niklas is a part of the Metallica family.

Niklas Sandberg

Nordics

Niklas joined Demica in January 2019 with the main responsibility for originating transactions in the Nordic region working closely with Demica’s product and technology experts. He brings 25 years of international business experience much of which is in financial services with Merrill Lynch, Citigroup and Allianz. Niklas has also been an independent consultant developing business opportunities both with small, medium-sized and large enterprises in Europe as well as in North America.

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PRODUCT AND TECHNOLOGY LEADS

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Enrique Jimenez

Supply Chain Finance

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Freddie Joyce

Implementation

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Didier Varon

Technology

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Azar Iqbal

Infrastructure

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  • Did you know? Enrique is an amateur writer of fiction and has written two novels.

Enrique Jimenez

Supply Chain Finance

Enrique Jimenez joined Demica in June 2016. He previously worked at Banco Santander as Head of Supply Chain Finance & Trade products in Continental Europe. Enrique has 20 years’ experience in corporate banking with a mix of Equity Research and Working Capital Solutions roles. He covered the full spectrum from Product Specialist to Origination and hence managed the team who originated, structured, implemented and monitored operations.

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  • Did you know? Freddie used to do technical theatre work and has helped stage over 100 productions.

Freddie Joyce

Implementation

Freddie joined Demica in 2016 from funds network Calastone, where he was previously Operations Director. With 9 years of experience in customer service and technology operations, Freddie is responsible for delivering global support to Demica's clients and ensuring the availability and resilience of Demica's platform.

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Didier Varon

Technology

Didier has a strong experience in Technology with career expanding over 18 years, working as lead developer and solutions architect, for leading financial institutions like BlackRock, Prudential, Hedge Funds, as well as leading the Technology team in one the largest public transportation systems in Latin America, designing and implementing complex Front Office platforms and payment systems.

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Azar Iqbal

Infrastructure

Azar joined Demica in March 2019, specialising in digital transformation, leading, managing and developing highly skilled DevOps & SRE teams. A highly motivated, accomplished, results and data-driven technical leader, experienced in building and running customer-focused teams with a DevOps culture, mentality, and ways of working.

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